SMP
ALLIANCES
Mortgage
Finance Association of Australia - Sydney Mortgage
Practice is a member of the Mortgage Finance Association
of Australia (MFAA) formerly Mortgage Industry Association
of Australia (MIAA), the peak industry body. All members
are bound by a strict code of ethics to ensure the highest
levels of service, integrity and professionalism. Our
loan writers are Accredited Mortgage Consultants (AMC)
of the MFAA. This means that our loan writers have proven
qualifications and expertise in the mortgage industry.
The Credit Ombudsman
Service Sydney Mortgage Practice is a member of the
Credit Ombudsman Service (COSL, formerly the Mortgage
Industry Ombudsman Service, MIOS). The COSL is an ASIC
approved External Dispute Resolution Scheme. Read more >>>
The Credit Ombudsman Service provides consumers with an alternative
to legal proceedings for resolving disputes with Credit Ombudsman
Members.
The broad aim of the Credit Ombudsman Service is to provide
an independent and prompt resolution of disputes in accordance
with:
relevant legal requirements
the MFAA Code of Practice and other recognized Codes of Practice
good practice in the Credit Industry
fairness in all the circumstances
Individuals who refer their complaint to the Credit Ombudsman
Service can have their complaint determined by the Credit
Ombudsman. The Ombudsman's decision is binding on a Member
only if the consumer accepts the Ombudsman's decision.
Guardian
Property Specialists (GPS) – SMP
has identified a need within its client base for a company
that can offer investors with a professional property investment
service, in order to help prevent clients making poor property
investment decisions. SMP has spent a large amount of time
conducting research into identifying a company who can fulfill
this need for its clients and believes GPS to be a company
that can assist clients to make informed property investment
decisions.
The GPS slogan Research Analyse Purchase refers to their
commitment to research, develop and continually evolve unique
and functional tools that assist investors with the property
selection and investment process. GPS are not developers
and do not work for any particular developer nor are they
biased towards certain areas or States. Guardian by name
and nature is focused on helping the property investor become
better equipped to evaluate before purchasing property.
GPS acts as an advocate on behalf of their investors. Their
resources and methods include extensive independent research
on the area, the builder and the price. This is done so as
to protect clients from bad locations, poor quality and overpriced
properties.
An in depth analysis is conducted on prospective purchasers
current situations before proposing suitable properties.
This is done so as to make sure that the properties proposed
are compatible with your individual needs.
GPS conducts extensive research and sources suitable investment
opportunities and identifies States and suburbs using Local
Government Area (LGA) reports. These LGA reports are further
substantiated by the provision of Project and Area Overview
reports which all contribute in providing the detailed information
necessary to assist the purchaser make an informed buying
decision. Their services also extend to finding suitable
tenants for your investment property. GPS follows market
trend cycles all over Australia and believes research is
the most crucial part of property investing.
The team at GPS have been in the property industry for several
years with in depth experience to share. They are Licensed
Real Estate Agents and hold a Diploma in Financial Services
(Financial Planning) FNB 50802. |